Ochitya Kumar Poddar is an experienced finance and analytics professional currently working at OnePay as part of the Credit Strategy team since June 2023. Prior to this role, Ochitya was with Affirm, Inc. from June 2020 to May 2023, where responsibilities included leading profitability strategies for a substantial merchant portfolio and collaborating with cross-functional teams to enhance loan offerings and innovate discount solutions. Ochitya's earlier experience at Discover Financial Services involved revamping underwriting strategies and utilizing machine learning for fraud detection, yielding significant cost savings. Additional experience includes roles at HCL Technologies and as a co-founder of Poppadam Webs LLP. Ochitya holds a Master’s Degree in Business Analytics from the W. P. Carey School of Business at Arizona State University and a Bachelor’s Degree in Information Science and Engineering from Dayananda Sagar Institutions.
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