Gerben de Graaf

Gerben de Graaf serves as the Chief Technology Officer at Oper Credits since January 2026, leading efforts to transform mortgage origination in the European lending market through Agentic AI. Prior to this role, Gerben held various engineering positions at Backbase from May 2017 to January 2026, culminating in the role of Engineering Director for Backbase-as-a-Service. Gerben's career also includes positions at eVision Industry Software as a Development Manager and significant contributions at Spil Games by Azerion, where as a Product Manager, responsibilities included overseeing 22 real-time casual multiplayer games and optimizing user engagement. Earlier roles span from Senior Developer at Tenzinger to positions as a Developer at Valtech and Capgemini, beginning as a Web Consultant at the Ministerie van VROM. Gerben is an alumnus of Rotterdam University of Applied Sciences, where education was completed from 1992 to 1997.