Simplifying Mortgage Compliance with Confidence

At Optimal Mortgage Services (OMS), we help mortgage companies, banks, and credit unions navigate today’s complex regulatory environment with expert compliance audits and proactive risk mitigation solutions.

Since 2013, we've partnered with institutions of all sizes to deliver hands-on, tailored support—whether you're facing post-funding audits, preparing your MERS® Annual Report, or managing due diligence. Our approach is clear, confident, and client-focused.

🔹 What We Do:

Annual Report Submissions

MERS® Reconciliation & Document Review

Post-Funding QC Audits

Early Payment Default & Adverse Action Reviews

Discretionary Audits

🔹 Why OMS?

Decades of industry-leading mortgage compliance experience

Proactive compliance monitoring to prevent issues before they escalate

Tailored solutions built around your team and internal workflows

Embedded support—we integrate with your process, not disrupt it

When you’re with us… You are not on your own.

Let’s simplify compliance together.
📍 Based in Murfreesboro, TN – proudly serving clients nationwide.

📧 Contact us today at: mers@optimalqc.com

Optimal Mortgage Services

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Optimal Mortgage Services

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