OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment, or maturity of investment securities. It provides a range of consumer and commercial banking services to individuals and businesses.

OptimumBank

This office focuses on financial operations, risk management, and lending services in a commercial banking environment.

2929 E Commercial Blvd

This office likely focuses on financial operations and management, supporting treasury functions and overall business strategy.

2215 West Hillsboro Blvd

Braden Smith

This department focuses on analyzing and addressing Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance issues.

BSA/AML Analysis

This department manages and oversees loan processing, ensuring efficient operations and compliance throughout the loan lifecycle.

Loan Operations

This department oversees the strategic direction and overall management of the organization.

Executive Leadership

This department focuses on evaluating and managing credit risk to support financial decision-making.

Credit Analysis

This department oversees the management and development of lending services and business initiatives.

Lending Operations

This department focuses on managing the organization's treasury operations, including cash flow, banking relationships, and financial risk management.

OptimumBank

Org chart

Teams

BSA/AML Analysis

Loan Operations

Executive Leadership

Credit Analysis

Lending Operations

Treasury Management

Offices

OptimumBank

Org chart

Teams

BSA/AML Analysis

Loan Operations

Executive Leadership

Credit Analysis

Lending Operations

Treasury Management

Offices

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