Michael Kells is a Lead Development Underwriter at Optio Group Ltd, a position held since 2025. With over 18 years of experience in real estate underwriting, Kells previously served as a Lead Trader at AXA from 2018 to 2021 and a Lead Development Underwriter at First Underwriting Limited from 2021 to 2025. Earlier in their career, Kells worked as a London Market Underwriter at Zurich Insurance Company Ltd from 2007 to 2015 and as a Senior Trading Underwriter at NIG Commercial from 2015 to 2018.
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