At Options Credit Union, we believe banking should be personal, transparent, and built around you—not shareholders. We are a not-for-profit, member-owned financial cooperative dedicated to providing affordable loans, competitive deposit rates, and exceptional service to our community.

As a local credit union, our mission is simple: Your Values. Your Voice. Your Credit Union. Every decision we make is rooted in improving the financial well-being of our members.

What We Offer

Loans for every stage of life – Auto, home, personal, RV, motorcycle, and powersports financing with fair rates and flexible terms.

Everyday banking – Free checking, money market accounts, and deposit products with competitive yields.

Credit solutions – VISA® credit cards with no annual fee and non-variable rates, plus credit-builder loans designed to help you grow your financial future.

Digital access with a local touch – Online banking, mobile app, and digital payments backed by friendly, in-person support when you need it.

Member benefits – Value-added partnerships, community discounts, and programs like our new Simply Save automatic savings feature with premium interest.

Why Choose Us

Local roots – We proudly serve the legal community and membership-at-large right here in Colorado.

People over profit – Earnings are reinvested into better rates, lower fees, and community support.

A partner for life – Membership is open to your family, and it stays with you no matter where life takes you.

Options Credit Union

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