Spencer Freeman is an experienced underwriting consultant currently working at Optum since September 2025. Prior to this role, Spencer held various positions at The Cigna Group, including financial operations advisor and product strategy advisor, where responsibilities included managing pharmacy guarantees, performance forecasting, and using SQL and Tableau for analytics. Spencer also served as a group underwriter II at Elevance Health, focusing on new business quotes for Group Medicare Advantage plans, and gained early experience as an underwriting associate at Aetna, analyzing risk for Medicare Advantage plans. Spencer's career began with a student supervisor position at the University of Connecticut's Dining Services while studying economics at the University of Connecticut from 2014 to 2018.
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