Oricred is a South African alternative finance company providing Purchase Order and Invoice Funding to small and medium enterprises executing government and corporate contracts.

We help SMEs unlock working capital so they can deliver on awarded tenders, scale operations and grow sustainably.

Our funding solutions support businesses across construction, logistics, manufacturing, mining and infrastructure. By bridging the cash-flow gap, we enable entrepreneurs to move from opportunity to execution.

Since 2022, Oricred has supported SMEs with funding facilities of up to R80 million per transaction and continues to expand its footprint across Southern and Central Africa.

Our mission is simple: 
Make capital accessible
Empower real businesses
Build Africa’s financial infrastructure



Over the past year, we have facilitated over 200 transactions totalling more than R250 million rand demonstrating our commitment to fostering business growth to SMEs which have historically struggled to obtain business finance from the commercial banks with stringent credit assessments.

We are backed by asset managers with a team of 15 credit underwriting, legal and deal administration experts working from our Johannesburg office with the aim of providing SMEs with immediate liquidity to satisfy working capital needs which further sustains operations and driving economic development in South Africa.

Oricred

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