Origin Mortgage has been solving complex lending scenarios since 1998. While other lenders have come and gone through market cycles, we've spent 28 years building the programs, processes, and expertise that borrowers and brokers count on when traditional financing falls short.

OUR SPECIALTY: NON-QM LENDING

We're a direct lender specializing in Non-Qualified Mortgage products — the loans that conventional lenders decline. Our in-house underwriting team handles:

• Bank Statement Programs (12 & 24 month, personal and business)
• DSCR Investor Loans (no income verification, ratio-based qualification)
• Asset Depletion (qualify on liquid assets, not income)
• Foreign National Loans (ITIN and passport-based)
• Mixed-Use Properties (up to 8 units — NEW 2026)
• Reverse Mortgages (HECM and proprietary)
• Fix & Flip / Bridge Lending

FULL-SERVICE LENDER

Non-QM is our edge, but we also originate FHA, VA, Conventional, and Jumbo. If a borrower qualifies for agency, we close it. If they don't, we pivot — not punt.

WHOLESALE PARTNERSHIPS

Mortgage brokers and TPO partners get access to programs they can't find elsewhere. Same-day scenario pricing, direct executive support, and a product menu that covers every borrower story.

TECHNOLOGY-FORWARD

We're building the next generation of lending tools: AI-powered underwriting, automated condition tracking, and intelligent broker support — all designed to close loans faster with fewer surprises.

Licensed in all 50 states | NMLS #213236 | Equal Housing Lender

We think technology should enable people, not replace them. Origin’s technology simplifies the loan process from application through funding, with real-time transparency so our customers know what’s happening through every step.

Origin Mortgage

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