Heather Ribbans is an experienced Subject Matter Expert in card issuing and programme management, with over 15 years of expertise in building scalable programs and products. They founded Ribbans Consulting Ltd in 2023, providing consultancy services for product development and business growth in the payments sector. Previously, Heather held key positions in various organizations, including Head of Card Product at Railsbank and Head of Prepaid Cards EMEA at AFEX, where they directed operations and drove strategic initiatives. They are currently the International VP of Business Development at OURO, focusing on expanding revenue and market presence across international sectors. Heather has a strong commitment to fostering relationships and innovative solutions throughout their career.
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