HARSH RAI

Credit Analyst

Harsh Rai is an experienced financial professional with a solid background in banking and finance. Currently serving as a Credit Analyst at Oxyzo Financial Services since October 2024, Harsh has led risk analysis for SME lending, influencing strategic funding decisions and enhancing credit strategies through data-driven approaches. Prior to this role, Harsh held positions at ICICI Bank between March and May 2024 as a Relationship Manager in Working Capital and completed an internship. Additionally, experience includes working as a Relationship Manager in Micro Enterprise Banking at YES BANK from June to October 2024. Harsh holds a Post Graduate Diploma in Banking and Finance from Manipal Academy of Higher Education (2022-2023) and a Bachelor of Commerce in Accounting from Government Autonomous Arts & Commerce College Sagar (2018-2021).

Location

Indore, India

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