PactBet is the peer-to-peer accountability app where friends stake real money on showing up.

Create a pact, set a stake, and invite your crew. When it's time, snap a photo to prove you showed up. Your group votes to verify — no-shows forfeit their stake, and the pot gets split among everyone who made it.
Whether it's hitting the gym, making it to brunch, or finishing a project — PactBet turns empty promises into real commitment. We use behavioral science and real financial stakes to solve the #1 problem in every friend group: people flaking.

How It Works:

Create a Pact — set an event, pick a stake ($1–$500), share the invite
Check In — snap photo proof when it's time
Group Verifies — pact members approve or decline check-ins
Get Paid — no-shows lose their stake, winners split the pot

PactBet is built for Gen Z and millennials who are tired of "I'll be there" turning into "something came up." Every pact is social, shareable, and designed to go viral.

Founded by Joseph Citrola (CEO), Frederick Schaerf II (CMO), and Nate Laquis (CTO).

Currently raising our pre-seed round. If you're an investor, angel, or founder who believes accountability should come with skin in the game, we'd love to talk.

PactBet

Org chart

Teams

Offices