Tal Raz טל רז

Tal Raz is an experienced Credit Underwriter in the automobile finance industry, having developed expertise in analyzing credit reports and financial statements. As the head of credit and chief underwriter at Pama Leasing, Tal contributed to the implementation of an automated credit rule engine and enhanced open banking tools to support informed credit decisions. With a Master of Business Administration in Strategy and Business Innovation from Ono Academic College, Tal combines strong analytical skills with strategic insights to optimize financial processes. Prior to Pama Leasing, Tal held various roles in credit underwriting, including Deputy Director of the Credit Underwriting Department and VIP Clerk at Discount Bank.