Joseph Wrba

Joseph Wrba is a seasoned professional with extensive experience in risk management and underwriting strategy, currently serving as VP Underwriting Strategy at Pathward since August 2023. Prior to this role, Joseph spent over seven years at M&T Bank, where Joseph held several senior vice president positions, managing model risk management, risk reporting, and operational risk scenario analysis. Joseph's career includes significant roles at HSBC, overseeing operational risk capital modeling and management, and a position as a statistician at Experian, where Joseph developed predictive models to improve customer retention. Joseph holds a Bachelor of Science degree in Mathematics from the University of Connecticut.