At Pave, we empower consumer and SMB credit risk teams to expand approvals and grow their portfolios with AI-powered cashflow analytics.

More than 100 million US consumers and businesses are underserved by the traditional financial system, simply because their data isn’t recognized.

We’re changing this.

By transforming transaction data, loan performance outcomes, and credit reports into cashflow-driven attributes and scores, we help lenders:

✅ Increase approvals without raising risk.
✅ Unlock new customer segments traditionally overlooked by legacy systems.
✅ Make smarter, faster credit decisions with real-time insights.

Our mission is to create a future where everyone—individuals and businesses alike—has access to fair and equitable credit.

👥 Join Us
We’re growing quickly and hiring across data science, analytics, and sales. If you’re excited to help us shape the future of credit, reach out:
📧 Howdy@pavefi.com
🌐 Learn more: www.pavefi.com

Credit

FinTech

Lending

Pave

Raymond Rouf

This department focuses on analyzing and interpreting complex data to drive decision-making and strategic initiatives.

Data Science

This department provides strategic direction and oversight for the organization.

Executive Leadership

This department focuses on designing, developing, and maintaining software applications and systems.

Pave

Org chart

Teams

Data Science

Executive Leadership

Software Development

Offices

Pave

Org chart

Teams

Data Science

Executive Leadership

Software Development

Offices

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