Johan Råberg is the Head of Credit Risk Analytics at Payex, bringing over twelve years of experience in statistical analysis and data science. They have held various roles, including Senior Data Scientist at Sergel Sverige and Director of Data Science at Sergel Group, where they led teams and drove analytics initiatives. Johan has expertise in machine learning, programming, and project ownership, demonstrated through their work with major organizations like Capgemini and Forefront Consulting. They hold both a Bachelor's in Statistics and a Master's in Economics from Umeå University.
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