We are a FinTech business in Retail Finance enabling retailers and service providers to offer their customers interest free loans and BuyNowPayLater. 

 - All loans interest free 
 - Loans are from 2 to 12 months
 - No minimum criteria, new and small businesses accepted
 - Broker introductions welcomed 
 - FCA authorisation not required
 - Credit charges are deducted from money paid to retailers and service providers 
 - Credit charges are set at 1.9% plus 1% multiplied by the number of 
    instalments 
 - All trades accepted with very few exceptions 
 
Loans can be provided in complex situations such as training or beauty treatments which are spread over a period of time.   Another example is where credit risk is poor loans can be provided and payments to partners made on a recourse basis.  For this, a product similar to recourse invoice finance is used. 

For full details of all products, including pricing, please go to our website.

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