The vision of paykosh is to empower lives in semi urban and rural areas through financial inclusion.

It all started in 2002, when we started Pink City Fincap Private Limited as an NBFC. Using their ~50 years multi-generation wisdom, our founders created lending products with “customer first, compliance first" execution motto. This helped us achieve highest number of repeated & referred customers along with one of the best collection efficiencies.

In our journey of empowering lives, we started PFL technologies private limited with an aim to create tech stack focused on financial inclusion.

Over the 21 years, we have partnered with many leading banks and financial institutions. Our partnerships have been mutually beneficial where we benefit by partners’ balance sheet strength and best practices and our partners’ benefit by our execution acumen in semi urban and rural markets.

NBFC products – Loan against property/ secured business loan, gold loan, unsecured business loans and loans against commercial vehicles.
Technology products – Paykosh, a B2C app which can be used for making payments, for accepting payments and for availing variety of financial product and services.
Additionally, we are authorized distributor of BBPS, Penny drop and Penny less services of NSDL.

We have operations pan India and growing exponentially. We are looking for talented individuals and financial and tech institutions as partners, to grow with us while achieving goal of 100% financial inclusion.

Paykosh

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