Wayne Gonzales

Wayne Gonzales is currently the Senior Vice President of Risk Management & Compliance at Payment Data Systems. Wayne has over 10 years of experience in fraudulent prevention and detection, most notably during their time at USAA where they helped maintain a fraud rate of less than 5%. Wayne has also worked as a Business Banker at Bank of America and as a U.S. Pre-Trial Services Officer- Intern at the U.S. Courts. Wayne is highly skilled in trend analysis, pattern recognition, and implementing effective mitigation strategies. Wayne's experience and expertise have made him a valuable asset to Payment Data Systems.

Wayne Gonzales has a Master of Science in Criminal Justice Leadership and Management from Sam Houston State University. Wayne also has a Bachelor's degree in Criminal Justice from The University of Texas at San Antonio. Wayne is certified as an Accredited ACH Professional (AAP) from NACHA - The Electronic Payments Association, a Certified Anti Money Laundering Specialist from ACAMS, and a Certified Cyber Intelligence Investigator (CCII) from the McAfee Institute. Wayne is also certified as a Certified Forensic Interviewer (CFI) from the International Association of Interviewers and as a Certified Fraud Examiner (CFE) from the Association of Certified Fraud Examiners (ACFE).

Their manager is Louis Hoch, Co-founder, Vice-Chairman, President, CEO & COO. Wayne Gonzales works with Jerry Knippa - Director of Client Relations, Larry Morrison - Senior Vice President, Business Development, and Vaden Landers - Executive Vice President and Chief Revenue Officer.