PAYMIQ is a global fintech brand operated by PAYMIQ Inc. (USA), leading a group of licensed financial entities:
	•	🇺🇸 PAYMIQ MONEY WY INC. — U.S. Money Services Business (MSB) under FinCEN (#31000296998899)
	•	🇨🇦 PAYMIQ Financial Group Ltd. — licensed by FINTRAC Canada (M21430455)
	•	🇵🇱 PAYMIQ Europe Sp. z o.o. — registered with KNF Poland as a Small Payment Institution (MIP141/2022)

Our mission is to deliver a modern, compliant, and digital-native financial ecosystem for users worldwide — bridging fiat and crypto flows seamlessly.

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Current product base:
	•	Multi-currency IBANs (personal & business)
	•	SEPA, SWIFT, and international payments
	•	Transparent FX exchange
	•	Crypto on-ramp/off-ramp for BTC, ETH, USDT (pilot stage)
	•	Remote onboarding and KYC via biometric verification
	•	Mobile & web banking (iOS / Android)
	•	Global 24/7 support

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Future roadmap:
	•	Full-stack crypto trading for top digital assets
	•	Embedded compliance toolkit (sanctions, travel rule, chain analysis)
	•	White-label API platform for fintechs & crypto PSPs
	•	Issuance of virtual/physical debit cards
	•	Merchant acquiring & settlement services
	•	Launch of PMQ token and Paymiq stablecoin
	•	Tokenization of real-world assets (RWA) for direct investment
	•	Deep integration with DeFi platforms and Web3 wallets
	•	Setup of EU/UK EMI-licensed regulated entity

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PAYMIQ combines fiat infrastructure with native digital asset rails — enabling neobanks, exchanges, and institutional clients to move capital securely across traditional and blockchain networks.

PAYMIQ

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