John Clary is a Senior Manager and Data Scientist with over 17 years of experience in the credit card industry. They have held significant roles at Bank of America, including Credit Risk Modeling Lead, and are currently a Manager, Data Scientist at PayPal since 2023, following their tenure as a Senior Data Scientist there from 2019 to 2023. John earned a Master of Science in Applied Statistics from West Chester University of Pennsylvania in 2014, having previously obtained a Bachelor's in Secondary Mathematical Education from the same institution in 2008.
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