Ray Chan is a seasoned payments professional with over 20 years of experience in the industry. Currently serving as the Senior Director and Head of Performance Consulting at PayPal, Ray leads a customer-focused consulting team dedicated to innovative product solutions. Previously, Ray held significant positions at JPMorgan Chase & Co. and Chase Paymentech, driving product and operational excellence. Ray's early career included a role as a Senior Technical Support Analyst at Scotiabank, where foundational skills were developed.
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