Yang Zhang is currently the Director of Cobrand Card Credit Risk at PayPal, a position held since 2023. Previously, Yang worked as a Senior Manager in Credit Risk Management at PayPal from 2020 to 2023, and as a Risk Manager at TD from 2014 to 2020, where they managed credit risk strategies for a US Bankcard portfolio. Yang's career began as a Credit Portfolio Analyst at Citi from 2012 to 2014, supporting collection and recovery strategies. They also served as a Teaching Assistant at the University of Delaware in 2012. Yang holds a Bachelor’s degree in Social Work from Xiamen University and a Master’s degree in Finance from the University of Delaware.
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