Appachu S K is a seasoned professional with extensive experience in finance and business management. Currently serving as Vice President at PayU since March 2021, Appachu is responsible for establishing the Merchant Lending business for SMB merchants, overseeing P&L, and designing credit offerings. Prior to this, Appachu co-founded and served as Chief Operating Officer at WorldArtCommunity.com, an e-commerce marketplace for handcrafted creations. With a strong background in business development, Appachu led Universal Learn Today as Business Head, focusing on K-12 school consultancy services. Appachu's early career at Standard Chartered involved various roles, contributing to strategic planning, product management, and the launch of notable credit card products. Holding an MBA from the Indian Institute of Management Bangalore and a Bachelor’s degree in Computer Science from RV College of Engineering, Appachu combines educational prowess with practical expertise.
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