Payvay is a next-generation digital wallet designed to make payments effortless, secure, and connected. Developed by Cerisma (Pvt.) Ltd. — the fintech arm of Pakistan State Oil (PSO) — Payvay combines innovation, trust, and technology to redefine the way Pakistan transacts.
 
Authorised by the State Bank of Pakistan as a pilot Electronic Money Institution (EMI), we bring reliable and seamless financial solutions to individuals and businesses alike.
 
With Payvay, Pakistan’s most trusted energy brand is now driving the future of money — empowering users with the confidence, convenience, and control they deserve.

Payvay

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