Every year, thousands of Dutch households end up in a debt spiral they never saw coming. Not because they refuse to pay, but because they lose track. A missed invoice becomes a reminder, then a warning, then a collection agency, and before you know it a bailiff is at your door. Costs double, stress triples.

That is why I am building PayWatch.

PayWatch is an app that helps households stay on top of their bills and debts. With AI-powered tools like PayBuddy (a voice assistant that talks you through your finances), automated dispute letters, email scanning and bank account linking, we make sure people take action in time. Before things escalate.

But PayWatch is more than an app. We are building a bridge between consumers and creditors. Because when consumers pay sooner, creditors get paid faster too. Everyone wins.


Paywatch

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Paywatch

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