Michael Payne is an experienced loan officer currently serving at PennyMac Loan Services, LLC since May 2020, holding the NMLS # 1974837 designation. Additionally, Michael is a real estate investor in the greater Tampa Bay area through Payne Holdings, established in June 2021. Previously, Michael operated as the owner of Elite Capital Financing from September 2017 to January 2025. Michael's educational background includes studies at Valencia College from 2013 to 2015 and Hillsborough Community College from 2013 to 2014.
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