Our mission is to empower SMEs through transition and growth.

"My business is my pension." one SME owner told us.
One of hundreds of thousands whose story ends not with a sale, but with a shutdown.

Every year, profitable businesses close. Not because they failed, but because there is no structured way to hand them over. These businesses employ real people. They anchor communities. They are someone’s life’s work. They deserve a future.

PensioTec exists to ensure they get one.
Our name reflects our mission: “Pension” for owners who have spent decades building something, and “Technology” as the bridge that connects them to the next generation of entrepreneurs and intelligent exits.

We bring M&A-grade rigour to businesses that have never had access to it: manufacturers, factories, engineering firms, family-run logistics companies, and bakeries. We make succession structured, transparent, and fair for sellers, buyers, and everyone involved.

Know an SME owner thinking about their next chapter?
📩 referral@pensiotec.com

Recognised by
• Google Next UNICORN | Top 20 Semifinalist (youngest startup in the cohort)
• NVIDIA Inception | Building with world-class technologies
• UBS Accelerator | Swiss legacy banking and neutrality
• Antler Residency | Global builders and investor network
• University of Cambridge Ignite | Pitch winner (deep-tech roots)
• Microsoft for Startups | Enterprise cloud, AI, and security
• Barclays Eagle Lab | Backed to succeed and scale
• Resources available | $1M+ in non-dilutive tech credits, GTM, and compliance

Building from  Cambridge · Basel · Southeast Asia, combining Swiss precision and trust with global ambition.

PensioTec

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PensioTec

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