Pepper Advantage is a global credit management and intelligence company operating in nine jurisdictions across the UK, Europe and Asia Pacific. We have USD55 bn in assets under management. And we bring a unique, technology-centric approach to the way we manage credit assets on behalf of our clients.

Working across commercial and residential real estate, personal and SME loans, credit cards, asset finance and point of sale, we always put the customer at the heart of the journey and take a holistic approach to everything we do.
 
We use real-time data & analytics to manage credit risks and enable our clients to make faster, smarter decisions that keep them a step ahead. In doing so, we create the best opportunities so that everyone we engage with moves forward positively. Our aim is to inform and guide our clients and their customers towards the best possible outcome, whatever financial journey they’re on. 

Originally created in 2012, Pepper Advantage now employs 1250 people to look after 125 institutional clients and has serviced over 1 million end-users since inception. Through heavy investment in tech-enablement and data & analytics, we are driving operational efficiency, empowering and expanding our remit all over the world.


Credit

Pepper Advantage

Fraser Gemmell

Todd Bowen

Gerald Parascandolo

Holly Stewart

Anna Agafonova

Martin Frazer

Juan Arsuaga

Carlos Herrera Boxó

Narinder Auluck

The Data and Analytics Team at Pepper Advantage is responsible for harnessing real-time data to manage credit risks and drive strategic decision-making for clients. This team leverages advanced analytics, data engineering, and visualization techniques to transform complex data into actionable insights, enabling clients to make informed decisions and enhance operational efficiency. By collaborating across various domains, the team supports the company's mission to create optimal financial outcomes for clients and their customers.

Data and Analytics Team

Finance and Operations Team

Information Technology Team

Servicing and Asset Management Team

Data and Analytics Team

About

Team members

Other teams at Pepper Advantage

Finance and Operations Team

Information Technology Team

Servicing and Asset Management Team