Patrick Cahill is a Senior Model Developer currently working at Monzo Bank since 2026, where they focus on IFRS9 and forecasting modeling. Previously, they served as a Senior Model Development Analyst at PTSB from 2024 to 2026, automating the RWA and ECL forecasting process while redeveloping IFRS9 models. Patrick has also worked as a Forecasting and Capital Optimisation Analyst, contributing to RWA and ECL figure forecasting, and began their career as a Trainee Trader at Positive Equity from 2019 to 2021. They hold a Bachelor of Science in Economics and Finance with first-class honors from University College Dublin, earned between 2016 and 2019.
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