Heather Foss

Heather Foss currently serves as a Corporate Agribusiness Credit Underwriter at PGIM since January 2024. Prior to this role, Heather was a Lending Officer at Bank of America from December 2021 to December 2023. Heather's extensive experience in agribusiness includes over a decade at Rabo AgriFinance, where roles ranged from Product Manager, responsible for standardizing processes and improving employee experiences, to Financial Analyst Manager, overseeing a team of ten and facilitating credit skills training. Additional roles included Regional Credit Officer and Senior Financial Analyst, where Heather focused on credit applications, risk assessments, and supporting relationship managers. Earlier experience includes serving as a Credit Analyst at Farm Credit Services Southwest. Heather holds a Master’s Degree in Agricultural and Natural Resource Economics from the University of Arizona and a Bachelor’s Degree in Rangeland Science, Spanish, and Latin American Studies from New Mexico State University.