Mark Kernaghan is an experienced finance professional currently serving as the Head of Balance Sheet Review and Analysis at Phoenix Group since August 2023. With a long-standing tenure as Finance Director at the Scottish Sports Association since March 2014, Kernaghan manages financial affairs and engages extensively with the board. Prior experience includes key roles at M&G plc, where Kernaghan contributed to finance function transformations and led major finance transformation programs. Kernaghan's earlier positions at Prudential UK and Lloyds Banking Group involved financial reporting, actuarial functions, and comprehensive management reporting. An education in Actuarial Mathematics and Statistics culminated in a BSc (Hons) degree from Heriot-Watt University.
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