Michael Ashcroft is an experienced senior credit risk professional currently serving as Senior Credit Risk Director and Head of Credit Modelling at Phoenix Group since October 2021. Prior experience includes leadership roles at Scottish Widows, where Michael oversaw credit analysis and methodology, contributing to the understanding of credit investments, and at KPMG UK as Actuarial Consultant and Principal Advisor, providing technical expertise across various actuarial areas. Earlier in career, Michael held multiple positions at Standard Life, including Capital Management Team Leader, focusing on capital, dividend, and liquidity plans, as well as responsibilities in statutory reporting and actuarial processes. Michael's extensive background includes a strong emphasis on credit risk management, capital management, and actuarial consultancy.
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