Binit Kumar

Binit Kumar is an analytics professional with over 8 years of experience in the credit industry across Indian and European markets. Currently, they serve as the Head of Risk for Consumer Lending at PhonePe. Previously, Binit held roles at ZestMoney and FICO®, where they led advanced analytic consulting and credit strategy initiatives. They also have significant experience in managing decision science and risk analytics at Ola (ANI Technologies Pvt. Ltd.), significantly reducing fraud incidents and improving credit strategies. Binit holds a B.Tech and M.Tech in Aerospace Engineering from the Indian Institute of Technology, Kharagpur.