Karmel Roe is a CTE Teacher specializing in Business Management and Personal Finance at Kingman Unified School District #20, a position they have held since 2022. In addition to teaching, Karmel serves as a Financial Consultant for PHP Agency LLC since 2014 and is the Broker/Owner of Sweet Dreams Realty, a role they have maintained since 1998. Karmel earned a Bachelor of Science in Marketing from California State University, San Bernardino, from 2003 to 2006. They are dedicated to providing education and guidance in financial matters, particularly in credit repair and real estate.
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