Steven Ray

Steven Ray is an accomplished creative executive with extensive experience in technology and design. Currently serving as the Chief Creative Officer at Concord Servicing since September 2022, Steven is known for expertise in brand, product, and marketing strategies. As an Advisor and Design Consultant for Physmodo, Steven focuses on the intersection of computer vision and human longevity. In 2021, Steven founded Defenders of the Internet, a software company. Previous roles include Co-founder and Chief Creative Officer at Dialexa, where transformational technology consulting was redefined, and Founder of Vinli Inc. Additionally, Steven is recognized for founding LikeUs Network, a pioneering mobile payment solution, and 39Argyle, a mobile user experience agency. Earlier career highlights include serving as the Director of User Experience at Telligent Systems and as Art Director for TONI&GUY North America, where influential advertising campaigns were launched. Steven's creative journey began at Quill Advertising, earning accolades in both print and web design.