By Insurance Agents. For Insurance Agents.

We began our careers in the insurance business. We started Point Funding in 2012 because we knew from our personal experience that insurance agents and financial advisers often need short-term loans to grow their business. Traditional financial institutions typically take a one size-fits-all approach when making loans, but commission-based professionals don’t fit the standard mold.

Loans based on your commissions, not your credit score.

We know what a promising commission stream looks like, even when it doesn’t look promising to a conventional bank or small business lender.

Easy Approval

You don’t need to supply a credit score or hard collateral. Loan decisions are based on your past commission stream and a background check.

Fast Turnaround

We will let you know within one day of completing the application process if you have been approved for a loan. You’ll have access to your capital within three business days.

No Restrictions

You can use the loan proceeds to invest in any aspect of your business. It’s up to you. You can pay us off as early as you’d like with no prepayment penalty.

Point Funding LLC

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Point Funding LLC

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