Protium’s role is to be the pre-eminent engineering led, risk focused lender in the country. Protium is a full stack lender with pan India branch presence. We operate under - Protium Finance, Protium Money & Protium Sakshara which lend to MSME, consumers and educational institutions. Protium uses proprietary models to assess revenues and growth to equip their customers with solutions. We serve our customers through diverse channels including  digital interfaces, platform-based partnerships, dedicated sales teams and DSAs. Protium boasts of scalable, secure state management systems that deliver best in class lending APIs, workflow and underwriting capabilities. Their lending capabilities include providing both secured and unsecured lending solutions from INR 1 Lakh to 5 Crore to thriving small businesses in tier 1, 2 and 3 cities, financing durables of all price ranges and personal loans to the consumer segment.
Our mission is to fuel ambition – make credit accessible to small & medium businesses and empower consumers to make faster, flexible and convenient purchase decisions. We achieve this through “Fundamental Thinking-to-Engineer Finance” that combines our ability to simplify principles and create powerful proprietary fintech solutions to empower customers and ourselves.  
Protium Finance offers secured and unsecured loans to MSMEs anywhere in India. We assist small enterprises, owners to scale up and build better with the capital & flexibility needed to pivot the business and thrive.  Let’s talk about what your business needs. 
No more holding back. Protium Money is our consumer lending platform with a huge network of trusted partners offering effortless credit solutions. So, more freedom for you, when you need it most.
The purpose of education is empowerment. Protium Sakshara offers customized loan products for edupreneurs and educational institutions to help fund your capital or operational expenditure requirements. 

Lending

Credit

Protium

Peeyush Misra

Vinay Kumar Saragadam

Arijit Das Ray

Anuradha Rao

Sachin Tapre

Marcia D'Souza

Vijayanand Mp

Anand Kumar

Devender Reddy

Saurabh Kale

Arun Kt

Sitaram Kunte

Parveen Kumar Gupta

Dakshita Das

Amit Gupta

The Data Science Team at Protium is responsible for developing and maintaining proprietary models that assess revenues and growth for lending solutions across Protium Finance, Protium Money, and Protium Sakshara. They analyze large datasets to extract actionable insights, enhance risk assessment, and improve underwriting capabilities, ensuring that Protium’s credit solutions are tailored to meet the needs of MSMEs, consumers, and educational institutions. The team works closely with digital interfaces, platform-based partnerships, and sales channels to optimize the decision-making process and to empower customers through innovative fintech solutions.

Data Science Team

Directors

Credit and Lending Team

Leadership Team

Data Science Team

About

Team members

Other teams at Protium

Directors

Credit and Lending Team

Leadership Team