Daniel M.

Daniel M. has over 18 years of experience in risk management and finance, primarily within Provident Financial Romania, where responsibilities have included directing complex credit and risk analysis as the European Risk Director since May 2019. Prior roles in the company focused on credit risk, including Head of Credit Risk and Finance Operations Manager, where Daniel developed credit policies, monitored origination strategies, and advised on operational efficiency to support commercial growth. Earlier experience includes positions at Vodafone Romania and Wizrom Software, as well as a solid academic foundation in Finance and Economics from Academia de Studii Economice din București.