Proviser
Cliff Stern is a seasoned Financial Representative at Proviser, where employment began in September 1988. Prior experience includes a role as a Management Trainee at Bear, Stearns & Co. from June 1986 to September 1988. Cliff Stern holds a Bachelor of Science degree in Economics and Finance from the University of Hartford, earned between 1982 and 1986. As a Registered Representative of Park Avenue Securities LLC, Cliff Stern offers securities products that are distributed through a FINRA and SIPC member firm.
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Proviser
Securities products [and advisory services] offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 52 Forest Avenue Paramus, NJ 07652, ph# 201.843.7700. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Proviser Financial LLC is not an affiliate or subsidiary of PAS or Guardian. This material is intended for general use. By providing this content Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. 2022-139522 Exp 2024.