Mark Bilbao

Mark Bilbao is a professionally qualified Data Scientist and currently serves as the Head of Credit Risk Modelling at Starling Bank. With extensive experience in Financial Services, Mark has worked in various roles including Consultant at Parker Fitzgerald, Risk Consultant at Lloyds Banking Group, and Senior Portfolio Manager at HSBC. They possess a broad knowledge base in areas such as Risk Modeling, Provisioning, and Capital Modeling, and are skilled in multiple programming languages and analytics tools. Mark previously held positions such as Senior Scorecard Analyst at Bank of America and Senior Risk Analyst at HBOS, demonstrating their comprehensive understanding of the credit life-cycle.