Michael Marcucci is a seasoned Credit Risk Executive with over 30 years of experience in credit risk, audit, and lending. Currently a Director in US Consulting and Advisory at PwC, Michael previously served as Senior Credit Officer-SVP at OceanFirst Bank and Chief Credit Operations Officer at Santander, where they managed significant loan portfolios and implemented transformative operational strategies. Michael holds an MBA in Finance, along with certifications as a Credit Risk Professional and Certified Internal Auditor. They are also a published author and speaker on credit risk, audit, and lending topics.
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