Tim Carless is a Partner at PwC, specializing in consulting solutions with over 35 years of experience in the financial services industry. Previously, Tim served as Vice President at TD Auto Finance from 2004 to 2012 and worked in audit at Ernst & Young from 1987 to 2004. Tim's expertise lies in internal controls, risk assessment processes, and performance improvement initiatives related to first, second, and third lines of defense activities.
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