Qarar is a leading data science and advanced analytics company focused on data-driven decisioning solutions.  Our mission is to enable automation and digital transformation across financial institutions and FinTechs, revolutionizing their operations and critical business decisions, and reshaping consumer and SME credit landscapes.

At the core of Qarar's operations is a commitment to decision analytics.  We use cutting-edge consulting, advisory, and software technology to craft customized solutions supporting our clients' digital journeys. 

Empowering Credit Decisions: We transform consumer and SME credit decisions by integrating data proficiency and advanced analytics.  This empowers businesses to gain unparalleled insights, optimize operations, and enhance performance.

Strategic Business Partnerships: We collaborate with strategic partners, especially in fintech, SME lending, and digital transformation.  Focusing on Saudi Arabia, these partnerships leverage local market knowledge to deliver exceptional value to our clients.

Client-Centric Approach: We are dedicated to helping clients achieve their goals.  Our data-driven models predict credit risk, enhance portfolio management, integrate compliance measures, optimize collections, and identify cross-sell opportunities.  We guide our clients toward becoming fully data-driven organizations.

Unlocking Business Potential: Qarar's team of professionals, with deep domain expertise and extensive knowledge, offers comprehensive solutions to address clients' challenges, helping them unlock their potential and drive sustainable growth.

Global Presence: Headquartered in Saudi Arabia, Qarar has a strong presence in the Middle East, South Asia, and North Africa.  This regional footprint allows us to provide localized insights and solutions tailored to the unique challenges faced by businesses in these markets.

Partner with us as we pave the way for a more data-powered and prosperous future.

Analytics

Credit

FinTech

Qarar

The Riyadh office focuses on strategic leadership, governance, and advanced information systems and cybersecurity solutions.

Riyadh

Humaid Mudhaffr

This department focuses on high-level strategic management and decision-making for the organization.

Executive Leadership

This department oversees the management and execution of product development and delivery processes.

Product and Delivery

This department focuses on designing, developing, and maintaining software applications and systems.

Software Development

This department focuses on analyzing data and assessing risk to support informed decision-making and strategic planning.

Data Science and Risk

This department focuses on managing customer relationships and ensuring satisfaction with services and solutions.

Qarar

Org chart

Teams

Executive Leadership

Product and Delivery

Software Development

Data Science and Risk

Customer Success

Offices

Qarar

Org chart

Teams

Executive Leadership

Product and Delivery

Software Development

Data Science and Risk

Customer Success

Offices

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