Brad L. Conner

Mr. Conner recently served as Vice Chairman, Head of Consumer Banking for Citizens Financial Group, Inc. ("Citizens"), a publicly-traded financial institution, beginning in January 2014. In this role, which he retired from in March 2020, Mr. Conner was responsible for Retail Banking, Business Banking, Wealth Management, Home Lending Solutions, Auto Finance and Education Finance, as well as the Consumer Phone Bank and online channels. Before joining Citizens in 2008, Mr. Conner served as President of J.P. Morgan Chase & Co.'s Home Equity and Mortgage Home Loan Direct business. Prior to this, he oversaw the combined Home Equity business of Chase and Bank One Corporation after the companies merged in 2004, and served as Chief Executive Officer of Chase's Education Finance businesses. He has been a director of Radian since February 2020.

Having recently retired, Mr. Conner brings current, C-suite level experience in banking and lending solutions in a large, publicly traded financial institution, which is a skill set that is expected to be highly valuable in supporting the Board's oversight over virtually all aspects of our business. In addition, his deep knowledge of the mortgage industry provides him with valuable insight into the industries in which we operate and is expected to complement the Board's role in overseeing our strategic direction and supporting the execution of our strategic objectives. Age: 58.