Rafo B is payment infrastructure built for construction companies managing large foreign workforces.

THE PROBLEM
Construction companies operating across borders face a broken payment system. Foreign workers pay 7-10% in remittance fees every time they send money home. Payroll takes days to process across jurisdictions. Compliance requirements change by country. HR teams drown in paperwork instead of managing people.

THE SOLUTION
Rafo B gives employers a single platform that handles everything:

• Instant cross-border payroll — pay your entire workforce in minutes, not days
• VISA cards for workers — physical and virtual cards for daily spending
• Low-cost remittances — workers send money home at a fraction of traditional fees
• Multi-currency wallets — hold and convert funds in 30+ currencies
• Compliance automation — KYC/AML handled, regulatory requirements met automatically
• Employer portal — one dashboard for your entire international workforce

BUILT ON TRUSTED INFRASTRUCTURE
Powered by Airwallex — regulated, licensed, and operating across the UK, Europe, and Asia Pacific. Your money is always protected.

WHO WE SERVE
Construction companies, infrastructure firms, and staffing agencies with 500+ foreign workers operating in the UK, EU, and Hong Kong.

Money Beyond Borders.

rafo-b.io

Rafo-B

Org chart

Teams

Offices

Rafo-B

Org chart

Teams

Offices

Related companies