Most companies overpay for insurance and don’t even know it.

At RateCraft, we help mid-market and enterprise businesses slash insurance costs without cutting coverage, switching brokers, or disrupting operations. Our forensic audit system finds hidden waste in commercial insurance, group health, workers' comp, D&O, and more.

We don’t sell insurance.
We don’t replace your broker.
We just expose the waste, and only get paid if we save you money.

Our unique C.L.E.A.R. Audit System™ reveals:
Premium inflation and plan overlap
Broker commission conflicts
Unused or overpriced plan components
Benchmark data gaps and hidden fees

Our process is:
 ✅ 100% performance-based
 ✅ Zero disruption to existing plans
 ✅ Trusted by CFOs & CEOs across North America
 ✅ Proven—over 2,000 projects, $7.1M single-client savings

Industries Served:
Manufacturing, Life Science, Technology, Non-Profit, Hospitality, Agriculture, Logistics, and more.

Ideal Clients:
Businesses with 100+ employees looking to improve EBITDA, reduce overhead, and gain full control over insurance spend.

If you're unsure whether you're overpaying, there's one way to find out. Start your free savings audit today: 👉 https://ratecraft.com

RateCraft

Org chart

Teams

Offices