Utsab Bagchi is a seasoned product management professional with extensive experience across various industries, currently serving as Principal Product Manager at Ratepay since June 2023. Prior roles include Senior Product Manager of Payments at Zalando SE, where Utsab implemented machine learning solutions to mitigate refund fraud and drove collaborations to enhance fraud detection processes. Utsab also held positions such as Senior Product Owner at ADP, overseeing the Financial Crime & Risk Management program, and Program Manager at Microsoft, managing the Windows 10 launch project. Utsab's educational background includes an MBA in Management Information Systems and Operations Management from the Indian Institute of Management, Calcutta, and a bachelor's degree in Electronics and Communications Engineering from IIEST, Shibpur.
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