Ratepay are specialised in online payment solutionsRatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit.Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time.They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers.RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products.RatePAY GmbH is part of the Otto Group.

E-Commerce

Internet

Payments

Trading & Exchanges

Ratepay

Nina Pütz

Carlos Sanchez-Webb

Niklas Frangos

Marco Pohl

Julian Schadock

Dr. Robert Stemmer

Martin Kuffel

Snezhana Kalcheva

Janine G.

Denny Axt

Sabrina Flunkert-Glinzer

Denny Morawiak

Friderike Schröder

Steven Lemm

The Data and Analytics team at Ratepay is responsible for leveraging data to inform strategic decisions and optimize the payment solutions offered. This team analyzes transaction data, identifies trends, and provides insights to enhance risk management and improve customer experience. They collaborate with various departments to develop data-driven models, optimize pricing strategies, and ensure that the company's technology infrastructure effectively supports its analytical needs.

Data and Analytics

Finance and Risk Management

Software Engineering

Leadership Team

Data and Analytics

About

Team members