Ratnesh Kumar is currently the Regional Manager at Razorpay, focusing on Bank Enterprises and Government Business. Before this role, Ratnesh served as Area Head for Government & Institutional Business at HDFC Bank and was a Key Account Manager for Government Institutional Business at ICICI Bank. Ratnesh has also held positions at Pine Labs, PayU Payments Private Limited, and TinyOwl, gaining extensive experience in sales and business development. Ratnesh earned an MBA in Marketing from Balaji Institute of Telecom and Management between 2012 and 2014.
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